4-Point Inspection vs. Full Home Inspection
|4-Point Inspection||Full Home Inspection|
|Scope of Inspection||Focuses on four essential components of a home: the roof, electrical system, plumbing system, and HVAC system||Comprehensive examination of the entire property, including its structural components, electrical systems, plumbing systems, roofing, foundation, appliances, and more|
|Purpose||4-point inspection determines the condition and age of key systems to help insurance companies assess the level of risk when underwriting a homeowner’s insurance policy.||Full home inspections provide a comprehensive assessment of the property’s condition so that buyers and sellers can gain a comprehensive assessment of the property’s condition|
|Report Format||This inspection provides a concise and specific report of the condition, age, and potential hazards of the four main systems.||The reports for a full home inspection cover all the parts of a property. Hency they are extensive and detailed.|
|Inspection Time||Typically, completes within an hour||Can take several hours, depending on the size and complexity of the property|
|Cost||Lower than that of a full home inspection, as it covers fewer components||More comprehensive and, therefore, usually more expensive.|
Frequently Asked Questions
What can fail a 4-point inspection in Florida?
The common reasons behind the failure of a 4-point inspection are:
- Electrical problems
- Aging or leaking roof
- Old or leaking water heater
- Poor or non-existent HVAC
Who pays for a 4-point inspection in Florida?
If you are conducting the inspection for insurance purposes, the homeowner has to pay for it. If you are conducting a real estate transaction, the home buyer pays for it.
Can a buyer be present during a home inspection in Florida?
Buyers not only can but should be present during home inspections.